Terms of Service

1. Acceptance of Terms

Welcome to ZunoTechFi. By accessing our website, downloading our mobile applications, or using any of our services, you agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and ZunoTechFi.

If you do not agree to these Terms, please do not use our services. We reserve the right to modify these Terms at any time, and your continued use of our services after such modifications constitutes your acceptance of the updated Terms.

These Terms apply to all users, including visitors, registered users, and subscribers of our services.

2. Description of Services

2.1 ZunoTech Fi Launchpad

ZunoTechFi provides a comprehensive suite of intelligent mobile applications designed to simplify and enhance your daily life. Our current and upcoming applications include:

• • ZunoVoice Tools: Voice recording and processing applications
• • ZunoDrinking Assistant: Hydration tracking and reminder tools
• • ZunoFuel Assistant: Vehicle fuel management and tracking
• • ZunoNamaz Assistant: Islamic prayer time and spiritual guidance
• • Additional productivity, health, and lifestyle applications

2.2 Service Availability

We strive to provide continuous, reliable access to our services. However, we do not guarantee that our services will be available at all times or that they will be free from interruptions, delays, or errors.

2.3 Updates and Modifications

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice. We may also update our applications to improve functionality, add features, or address security concerns.

3. User Accounts and Registration

3.1 Account Creation

To access certain features of our services, you may need to create an account. When creating an account, you must provide accurate, complete, and up-to-date information.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

• • Use a strong, unique password for your account
• • Not share your account credentials with others
• • Notify us immediately of any unauthorized use of your account
• • Log out of your account when using shared or public devices

3.3 Account Termination

We reserve the right to suspend or terminate your account at our discretion, including for violations of these Terms. You may also delete your account at any time through the app settings or by contacting us.

4. Acceptable Use Policy

4.1 Permitted Uses

You may use our services for lawful purposes only and in accordance with these Terms. Our services are designed to help you with productivity, lifestyle management, and personal organization.

4.2 Prohibited Activities

You agree not to use our services to:

• • Violate any applicable laws or regulations
• • Infringe upon the rights of others
• • Upload or transmit harmful, offensive, or illegal content
• • Attempt to gain unauthorized access to our systems
• • Reverse engineer, decompile, or disassemble our applications
• • Use our services for commercial purposes without authorization
• • Interfere with or disrupt the operation of our services
• • Impersonate others or provide false information
• • Spam, harass, or abuse other users
• • Distribute malware or other harmful code

4.3 Content Guidelines

Any content you create, upload, or share through our services must comply with our community guidelines and applicable laws. We reserve the right to remove content that violates these Terms.

5. Intellectual Property Rights

5.1 Our Intellectual Property

All content, features, and functionality of our services, including but not limited to text, graphics, logos, images, audio clips, and software, are owned by ZunoTechFi and are protected by copyright, trademark, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes, subject to these Terms.

5.3 User Content

You retain ownership of any content you create or upload to our services. However, by using our services, you grant us a worldwide, royalty-free license to use, process, and store your content as necessary to provide our services.

5.4 Trademark Policy

ZunoTechFi, ZunoVoice Tools, ZunoDrinking Assistant, ZunoFuel Assistant, ZunoNamaz Assistant, and other related marks are trademarks of ZunoTechFi. You may not use our trademarks without our express written permission.

6. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using our services, you consent to the collection and use of your information as described in our Privacy Policy. We encourage you to read our Privacy Policy carefully to understand how we handle your data.

We implement industry-standard security measures to protect your information, but we cannot guarantee absolute security. You acknowledge that you provide information at your own risk.

7. Payment Terms and Subscriptions

7.1 Free and Paid Services

Some of our services may be offered for free, while others may require payment. Premium features, advanced functionality, or ad-free experiences may be available through paid subscriptions.

7.2 Subscription Terms

For paid subscriptions:

• • Subscriptions automatically renew unless cancelled
• • You will be charged the current subscription price at renewal
• • You can cancel your subscription at any time through your account settings
• • Cancellations take effect at the end of the current billing period
• • No refunds are provided for partial billing periods

7.3 Price Changes

We reserve the right to change our pricing at any time. We will provide advance notice of price changes for existing subscribers.

7.4 Refund Policy

Refunds are generally not provided except as required by applicable law or as stated in our refund policy. If you believe you are entitled to a refund, please contact our customer support team.

8. Disclaimers and Limitations of Liability

8.1 Service Disclaimers

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to:

• • Merchantability and fitness for a particular purpose
• • Accuracy, reliability, or completeness of information
• • Uninterrupted or error-free operation
• • Freedom from viruses or other harmful components

8.2 Limitation of Liability

To the maximum extent permitted by law, ZunoTechFi shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• • Loss of profits, data, or business opportunities
• • Service interruptions or delays
• • Third-party actions or content
• • Unauthorized access to your information

8.3 Maximum Liability

Our total liability to you for any claims arising from your use of our services shall not exceed the amount you have paid us in the twelve months preceding the claim, or $100, whichever is greater.

9. Indemnification

You agree to defend, indemnify, and hold harmless ZunoTechFi, its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from:

• • Your use of our services
• • Your violation of these Terms
• • Your violation of any third-party rights
• • Any content you submit through our services
• • Your negligent or wrongful conduct

This indemnification obligation will survive termination of these Terms and your use of our services.

10. Termination

10.1 Termination by You

You may stop using our services at any time. If you have a paid subscription, you may cancel it through your account settings or by contacting us.

10.2 Termination by Us

We may terminate your access to our services immediately, without prior notice, for any reason, including but not limited to:

• • Violation of these Terms
• • Suspected fraudulent or illegal activity
• • Extended periods of inactivity
• • Technical or security reasons

10.3 Effect of Termination

Upon termination, your right to use our services will cease immediately. We may delete your account and data in accordance with our data retention policies. Provisions that by their nature should survive termination will remain in effect.

11. Dispute Resolution

11.1 Governing Law

These Terms are governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

11.2 Dispute Resolution Process

Before pursuing formal legal action, we encourage you to contact us to resolve any disputes informally. Most concerns can be resolved quickly and amicably through direct communication.

11.3 Jurisdiction

Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of competent jurisdiction in India, and you consent to the jurisdiction of such courts.

12. General Provisions

12.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and ZunoTechFi regarding your use of our services.

12.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

12.3 Waiver

Our failure to enforce any provision of these Terms will not be deemed a waiver of such provision or our right to enforce it in the future.

12.4 Assignment

You may not assign or transfer your rights under these Terms without our written consent. We may assign our rights and obligations under these Terms without restriction.

12.5 Force Majeure

We will not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, or government actions.